Consumer Loans

Loan concept Provision of loan to clients to meet  multipurpose consumer needs
Advantages • Individual approach to the client
• Possibility to receive a grace period • Possibility of early repayment without penalties and interest payment only for actual used days
Loan amount  Up to 25 000 TJS; equivalent in dollars;
Loan term up to 24 months
Interest rate (per annum) from 28% to 34% TJS;     from 19% to 22% USD;  
Commission fee  0%
Collateral flexible approach to collateral
Requirements to borrowers Citizen of RT, age- from 18 up to 65 years old, with regular income
Documentation ·         copy of passport;
·         copy of Tax ID;
·          income statement;
·         1 Photo – size 3х4;
·          passport copy of husband/wife;
·         copy of passport, Tax ID and income statement (for guarantor)
Period of application review from 3 up to 5 days**

* Since the moment of provision of necessary documents

* Loan Calculation is made by annuity (equal) payments


Microcredit Deposit-Taking Organization

1a, Lenin Str., Khujand,
Republic of Tajikistan

+992 (92) 795-00-01