Shoira Sadykova

High Education in economy,

  • KBTUTKhujand Branch of Technological University of Tajikistan, Khujand city, specialization: Economics and Management;
  • Rochester Technical Community College, Minnesota, USA, specialization: Business Administration;
  • MBA Moscow Business School, specialization: Master of Business Administration.
    Trainings on microfinancing of international level;
  • Certified Microfinance Expert. Frankfurt School of Finance and Management.

Work experience: Shoira Sadykova has got almost 15 years' experience in microfinancing and more than 10 years of experience in managing  microfinance organization.

Shoira Sadykova started her activity in NGO “Saodat” on “Oyanda” project, which used to realizing lending in natural forms. She stood at the background of Microlending Fund “MicroInvest”, and as a result of transforming into CJSC Bank "Arvand" continues  her activity as a General Director.

She has got a vast experience in the field of microfinancing and management. Shoira Muzaffarovna is the Chairman of  CJSC Bank "Arvand".


Microcredit Deposit-Taking Organization

1a, Lenin Str., Khujand,
Republic of Tajikistan

+992 (92) 795-00-01