Housing Loan “Imorat”
| Loan concept | Provision of loans to individuals who need funds for improving housing conditions, including renovation and reconstruction, new or private construction and purchase of house |
| Advantages | • long-term loan(up to 60 months) • Possibility to draw future collateral • Possibility to receive a grace period • Possibility of early repayment without penalties and interest payment only for actual used days • Consultation of specialist- engineer |
| Loan amount | Up to 30 000 TJS; |
| Loan term | Up to 30 months |
| Interest rate (per annum) | 36 % |
| Commission fee | 0% |
| Collateral | flexible approach to collateral |
| Requirements to borrowers | Citizen of RT, age- from 18 up to 65 years old, with regular income |
| Documentation | · copy of passport; |
| · copy of Tax ID; | |
| · income statement; | |
| · 1 Photo – size 3х4; | |
| · passport copy of husband/wife; | |
| · copy of passport, Tax ID and income statement (for guarantor) | |
| Period of application review | from 3 up to 5 days** |
* Since the moment of provision of necessary documents
* Loan Calculation is made by annuity (equal) payments
