Housing Loan “Imorat”

Loan concept Provision of loans to individuals who need funds for improving housing conditions, including renovation and reconstruction, new or private construction and purchase of house
Advantages • long-term loan(up to 60 months) • Possibility to draw future collateral • Possibility to receive a grace period • Possibility of early repayment without penalties and interest payment only for actual used days • Consultation of specialist- engineer
Loan amount Up to 30 000 TJS; 
Loan term Up to 30 months
Interest rate (per annum)  36 % 
Commission  fee  0%
Collateral flexible approach to collateral
Requirements to borrowers Citizen of RT, age- from 18 up to 65 years old, with regular income
Documentation ·         copy of passport;
·         copy of Tax ID;
·         income statement;
·         1 Photo – size 3х4;
·         passport copy of husband/wife;
·         copy of passport, Tax ID and income statement (for guarantor)
Period of application review  from 3 up to 5 days**

* Since the moment of provision of necessary documents

* Loan Calculation is made by annuity (equal) payments


Microcredit Deposit-Taking Organization

1a, Lenin Str., Khujand,
Republic of Tajikistan

+992 (92) 795-00-01